This is money you can use to pay off your charges at the end of every month. ²Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. ¹Out of network ATM withdrawal and over the counter advance fees may apply. The secured Credit Builder card issued by Stride Bank, N.A. Banking services and debit card provided by The Bancorp Bank N.A. The money you move into Credit Builder’s secured account is the amount you can spend on the card and that money can be used to pay off your monthly balances.Ĭhime is a financial technology company, not a bank. Perks and benefits: Build your credit without paying interest or an annual fee, or undergoing a credit check.
